Texas Housing Market: Official Price Index and Census Data
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Last updated November 14, 2026. Citations come from the Texas statutes and official agency pages linked in Sources. Where we could not confirm something on an official page, we say so.
The Federal Housing Finance Agency’s purchase-only house price index for Texas stood at 450.76 (not seasonally adjusted) and 444.25 (seasonally adjusted) in the second quarter of 2026, with 1991 Q1 set to 100. The Census Bureau’s 2020-2024 estimates put the median value of an owner-occupied Texas home at $283,800. We use only these official sources and do not state percent changes or market forecasts.
FHFA purchase-only house price index, Texas
The FHFA publishes quarterly state indexes. The index base is 1991 Q1 = 100.00. Recent Texas values from the FHFA file (not seasonally adjusted / seasonally adjusted):
- 2026 Q2: 450.76 / 444.25
- 2026 Q1: 441.85 / 441.23
- 2025 Q4: 439.98 / 441.96
- 2025 Q3: 444.22 / 441.17
- 2025 Q2: 448.84 / 442.24
- 2025 Q1: 447.18 / 446.73
We pulled these Texas rows from the file by text search and did not compute percent changes. The FHFA datasets page was last modified June 2, 2026. An index tracks price changes in repeat transactions on mortgages, not the price of any one house, and it does not describe your neighborhood.
Census QuickFacts, Texas
- Population estimate, July 1, 2025: 31,709,821. Housing units: 12,848,245.
- Owner-occupied housing unit rate, 2020-2024: 62.6%.
- Median value of owner-occupied housing units, 2020-2024: $283,800.
- Median selected monthly owner costs, 2020-2024: $2,106 with a mortgage and $678 without.
- Median gross rent, 2020-2024: $1,403. Households: 10,992,816.
- Building permits, 2025: 210,217.
What we could not confirm
The Texas A&M Real Estate Research Center page we opened did not show statewide median price, sales, inventory or days-on-market figures, so we state none. Local conditions differ widely between metros and neighborhoods. For taxes that affect a sale, see the Texas property tax guide and closing costs.
How to sell a house in Texas when you are weighing the market
- Compare what you would net from a listing, including commission and repairs, against a written cash offer.
- Get a payoff for any mortgage and the amount of any unpaid property tax. Both are paid from the sale proceeds at closing.
- Compare offers on what you net after repairs, commissions and closing costs, not on the headline price.
- If you want a fast, simple closing, ask for a written cash offer. We buy houses as-is, with no repairs and no agent commission. See how we buy houses in Texas.
Texas housing market FAQ
What is the FHFA house price index for Texas?
450.76 not seasonally adjusted and 444.25 seasonally adjusted for 2026 Q2, with 1991 Q1 equal to 100.
What is the median home value in Texas?
$283,800 for owner-occupied housing units, per Census QuickFacts 2020-2024.
What share of Texans own their homes?
The owner-occupied housing unit rate is 62.6% (Census QuickFacts, 2020-2024).
Can you predict where prices are going?
No. We use official historical data and make no forecast.
Sources
- FHFA: House Price Index datasets
- FHFA: Purchase-only state HPI file (hpi_po_state.txt)
- U.S. Census Bureau: QuickFacts Texas
This guide is general information, not legal or tax advice. Laws, forms and fees change, so confirm details with the official office or a Texas attorney or tax professional.