We Buy Houses in Troy, MI

Home to about 87,300 residents per the 2020 census, Troy is the largest community in Oakland County and ranks second only to Detroit in cumulative property value statewide. A house needing repairs, an estate that needs settling, or a seller working against a deadline — whatever the situation, Cash Home Buyers CA can make a cash offer on your Troy property without ever putting it on the market.

Why Troy Homeowners Sell to Us

• You’re behind on payments and want to get ahead of a possible foreclosure
• A pending divorce means the shared property needs to sell fast
• Fire or storm damage left more repair work than you want to fund
• You need a guaranteed closing date to coordinate a move or an estate settlement
• A rental in Troy has become more management than it’s worth

What Selling a House in Troy Looks Like

Organized as a township in 1827 but not incorporated as a city until 1955, Troy today is a center of the automotive and financial sectors about 15 miles north of downtown Detroit. A financed buyer is stuck with whatever standards their lender’s appraiser sets, and things like a neglected roof or outdated electrical and plumbing can be enough to stall or kill the financing altogether. On a separate note, Michigan doesn’t require an attorney for closings, title searches, or title policies — title companies usually take care of it.

Rules That Shape A Troy Home Sale

State transfer tax of $3.75 per $500 plus county transfer tax of $0.55 per $500 (together $8.60 per $1,000). The seller customarily pays both. The Seller Disclosure Act requires sellers of 1-4 unit residential property to give a written disclosure statement in the statutory form before signing a binding purchase agreement. If it is delivered after signing, the buyer can terminate within 72 hours (in-person delivery) or 120 hours (mail). Court involvement isn’t typical for a Michigan foreclosure — most run ‘by advertisement’ and conclude with a sheriff’s sale. The owner then has a redemption period, typically 6 months for a 1-4 unit home if more than two-thirds of the original loan is still owed. It can be 1 year in other cases and as short as 30 days if the home is abandoned.

How It Works

A Troy house sells to us in four steps, start to finish:

1. Share the property with us. The Troy address, its condition, and your timeline.
2. We respond with a written cash offer. Typically within about 24-48 hours.
3. Review it, no pressure. No fee to get the offer, no obligation to accept.
4. Close on your own schedule. Accept and we close through a title company in as little as 7-14 days.

Troy Homeowners: Cash Sale or Traditional Listing?

For a homeowner in Oakland County’s largest community, listing the traditional way can bring a higher offer but with more time, cost, and risk the buyer’s financing falls through. A cash sale trades some of that upside for a deal that’s certain to close.

Situations We See Most in Troy

In Oakland County’s largest community, the calls we get most often involve an inherited home no one local can manage, a rental that’s stopped being worth the effort, a property caught in a divorce or probate proceeding, or an owner who just wants out from under a house that needs more work than they can fund.

Frequently Asked Questions

Does it cost anything to request an offer?
Nothing — it’s free to ask and there’s no obligation once you see the number.

Do you buy houses that need major repairs?
Yes — we buy Troy properties with significant repair needs in as-is condition.

Can you purchase a rental with a tenant currently living there?
Yes, we buy occupied rentals in Troy and work through the lease as part of the sale.

Is this the same as selling to a wholesaler?
No, we buy directly with our own funds and close ourselves.

See what your Troy house is worth as a cash sale — Cash Home Buyers CA will tell you for free, no strings attached.