We Buy Houses in Yonkers, NY

Yonkers, founded as a village in 1646 and incorporated as a city in 1872, is home to about 211,600 residents in Westchester County and is nicknamed “The City of Seven Hills” for the seven hills it spans, with the Saw Mill River running through the middle of it.

Cash Home Buyers CA makes cash offers directly to Yonkers owners, no listing needed, whatever the situation — repairs, an inheritance, or a closing date the calendar won’t move on.

Why Yonkers Homeowners Sell to Us

• Back property taxes have piled up and you want them resolved before it becomes a bigger problem
• A divorce is forcing a sale and you’d both rather it happen quickly and without conflict
• Repairing storm or water damage would cost more than you’re willing to put into the house
• The estate involves several heirs, and everyone would rather have one simple sale than a long listing
• Falling behind on the mortgage has you worried about where things are headed

What Selling a House in Yonkers Looks Like

A financed buyer’s lender needs a Yonkers property to pass its appraisal, and a house with major repairs, code violations, or deferred maintenance frequently doesn’t — an issue that comes up often on the city’s hillier terrain, where older homes went up on uneven lots well before the 1872 charter.

A cash sale sidesteps that appraisal step entirely. It is not strictly required by statute, but local custom in New York is for both the buyer and the seller to have their own attorney; the seller’s attorney drafts the contract and represents the seller at closing.

Rules That Shape A Yonkers Home Sale

State transfer tax of $2 per $500 of consideration, paid by the seller (grantor). Buyers pay an extra 1% ‘mansion tax’ on residences of $1 million or more. New York City adds its own real property transfer tax plus supplemental state tax on $2M+ NYC homes.

Sellers of residential property must provide the statutory Property Condition Disclosure Statement (Real Property Law art. 14). Since March 20, 2024 the old option of giving the buyer a $500 credit instead has been eliminated, and flood-risk questions were added.

New York foreclosures are judicial: the lender must sue in court and get a judgment before a foreclosure sale, which often makes the process long.

How It Works

A Yonkers sale with us breaks into four steps:

1. Give us the Yonkers address and a few details. Tell us the condition and why you’re selling to get the ball rolling.
2. You’ll get a cash number in writing. We aim to have a no-obligation offer back to you within 24 to 48 hours.
3. Compare it against your other options. There’s no cost involved and no pressure to say yes.
4. Pick a closing date that suits you. A licensed title company typically finishes the sale in 7 to 14 days once you accept.

Cash Sale vs. Traditional Listing in Yonkers

A financed buyer in Yonkers still has to clear lender approval, an appraisal, and a clean inspection before the deal closes — a cash buyer skips all three, which is why these sales tend to move in days rather than the months a listing can take.

Situations We See Most in Yonkers

Spread across seven hills with the Saw Mill River running through the middle, Yonkers has enough varied terrain that older homes built into uneven lots often carry repair needs a conventional lender won’t wait around for.

That, along with job relocations on a tight timeline, inherited homes nobody in the family wants to keep, and rentals that have stopped making sense to hold, covers most of what brings sellers to us here.

Neighborhoods and ZIP Codes Where We Buy Houses in Yonkers

We buy houses in Yonkers in every ZIP code: 10701 around Getty Square and Nodine Hill, 10703 on the northwest side, 10704 toward Lincoln Park, 10705 in Park Hill and Ludlow, 10707 in Crestwood, 10708 near the Bronxville line, and 10710 through Dunwoodie and Colonial Heights. We buy elsewhere in Westchester County too, and the deed records with the Westchester County Clerk.

Yonkers Transfer Taxes: What Comes Off at Closing

Yonkers is one of the few New York cities with its own transfer tax on top of the state’s.

The city charges 1.5% of the selling price, and the city code puts that tax on the seller, with nothing due on sales of $25,000 or less and an exemption for co-op units. New York State adds its own transfer tax of $2 per $500 on the grantor.

Who covers which closing cost in your sale is set out in the written offer, so you see the net before you sign.

Are Cash Home Buyers in Yonkers Legit? Red Flags to Check

Most are, a few are not. Do not pay an upfront fee, sign over a deed before closing, or accept a number that drops after the walkthrough. Ask who the buyer will be and who is holding the deposit.

We buy directly or bring a vetted cash buyer, and the written agreement names the buyer. New York practice helps here: both sides normally have their own attorney, and yours drafts the contract and checks the payoff figures before anything records.

We are based in California and buy nationwide, working with Westchester attorneys and title companies. Among companies that buy houses in Yonkers, compare the written contract, not the phone estimate.

Frequently Asked Questions

Am I obligated to do anything once I ask for an offer?
Not at all — requesting an offer is free and comes with no obligation to accept it.

What's the quickest way to get this started?
Send us your Yonkers property's address and a short note on its condition, and we'll reach back out with next steps.

How do you settle on the offer price?
We factor in the property's condition, comparable sales around Yonkers, and any likely repair costs, then give you a transparent number.

What if my house has code violations or liens attached?
We regularly buy properties with liens, code violations, or back taxes anywhere across Yonkers' roughly 211,600-resident footprint — those issues are usually addressed as part of closing.

How do I sell my house fast in Yonkers?
Send the address and a short note on the condition. A written cash offer comes back within 24 hours, and once your attorney has the contract a closing in 7 to 14 days is realistic.

Can I sell my house for cash in Yonkers if it needs major work?
Yes, as-is, including water and mold damage, open violations and deferred maintenance. You still give the buyer the statutory Property Condition Disclosure Statement with what you know.

Can you buy an inherited Yonkers house in probate?
Often yes. Westchester estates run through Surrogate's Court, and once letters are issued and the executor has authority to sell, we can buy. If the court has to approve the price, we are not the right buyer.

Wherever on Yonkers' seven hills your property sits, Cash Home Buyers CA will get you a free cash offer.