Cash Home Buyers in Richmond, CA
- Foreclosure, inherited, tenants, damage — we buy it
- Zero fees, zero commissions, zero closing costs
- No obligation — turn the offer down and owe us nothing


Know Who You’re Selling To
What separates a legitimate cash home buyer from a middleman, and how to vet one before you sign a purchase agreement.
“We buy houses in Richmond, CA” signs and postcards are everywhere, and not every company behind them operates the same way. If you’re considering a cash sale, it’s worth knowing what separates a legitimate, well-capitalized buyer from an inexperienced wholesaler tying up your property with no real ability to close.
What a Legitimate Cash Buyer Looks Like
A real cash home buyer can show proof of funds, has a track record of closed transactions you can verify, and uses a licensed, independent Contra Costa County title and escrow company for every deal — never their own in-house entity to hold your money or your deed. Cash Home Buyers CA purchases Richmond properties directly, with our own capital, and closes through the same type of neutral third-party escrow used in any traditional sale.
Questions Worth Asking Before You Sign Anything
- Are you buying directly, or assigning the contract to someone else? Some buyers sign a purchase agreement with no intention of closing themselves, then try to sell (“assign”) that contract to a third party for a fee. If that third party can’t close, your sale falls apart and you’ve lost time.
- Can you show proof of funds? A real buyer can produce a bank or escrow letter showing they can actually fund the purchase.
- Which title company handles the closing? It should be a licensed, independent Contra Costa County escrow company, not an entity controlled by the buyer.
- Are there hidden fees? A legitimate offer is the number you actually receive, minus only the standard closing costs any seller pays (documentary transfer tax, prorated property taxes, and any existing liens).
How We Arrive at an Offer
We research recent, closed comparable sales specific to your immediate Richmond neighborhood — not a citywide average, since values vary meaningfully between areas like Point Richmond, Marina Bay, Hilltop, and the Iron Triangle. We combine those comps with the property’s current condition and current market trends across the East Bay, then send a written offer, typically within 24 to 48 hours.
No Repairs, No Showings, No Commission
Selling to a direct cash buyer means skipping the listing process altogether: no staging, no repeated showings, no repair punch-list negotiated after inspection, and no 5-6% agent commission coming out of your proceeds. You also avoid financing risk entirely — there’s no lender in the transaction who could deny a loan three weeks before closing.
Standard Closing Costs You Should Still Expect
Even in a cash sale, a few standard California closing costs still apply and are calculated by escrow, not by us: the statewide documentary transfer tax of $1.10 per $1,000 of the sale price, any prorated property taxes owed for the year, and payoff of existing mortgages or liens recorded against the property with the Contra Costa County Recorder-Clerk. If you’re a non-California resident, withholding under California Revenue and Taxation Code Section 18662 (FTB Form 593) may also apply and is handled by escrow ahead of closing.
Verifying Us Before You Commit
We encourage every Richmond homeowner to do their own diligence: ask for references, confirm the escrow company independently, and read the purchase agreement fully before signing. A buyer who resists those questions, or pressures you to sign quickly without them, is a red flag regardless of how the initial offer sounds.
Frequently Asked Questions
Is your offer really cash, with no financing contingency?
Yes. We purchase with our own funds, so there is no loan approval step and no appraisal contingency that could delay or derail closing.
Do you use your own title company?
No. We close through a licensed, independent Contra Costa County title and escrow company, the same type of neutral third party used in any traditional home sale.
Will you actually buy my house, or assign the contract to someone else?
We buy directly. We are not a middleman assigning your contract to a third party who may or may not be able to close.
Are there any fees or commissions taken out of my offer?
No agent commission applies, and there are no hidden fees. The only deductions are standard closing costs like the documentary transfer tax and any existing liens, calculated by escrow.
Get a free, no-obligation cash offer from Cash Home Buyers CA today.
Selling a house in Richmond: what to know
A few local details that shape timing and net proceeds when you sell in Richmond.
County & probate court
Richmond is in Contra Costa County. Probate and trust matters for Richmond properties are heard by the Superior Court for Contra Costa County, and deeds are recorded with the Contra Costa County Recorder.
Transfer tax
Contra Costa County charges a documentary transfer tax of $1.10 per $1,000 of the sale price. Richmond adds a tiered city transfer tax from 0.7% to 3% depending on the sale price. When you sell to us, we pay the standard closing costs.
Tenant & rent rules
Rental homes in Richmond can fall under the Richmond Fair Rent, Just Cause for Eviction and Homeowner Protection Ordinance, which limits rent increases and requires just cause for most evictions, in addition to the statewide Tenant Protection Act (AB 1482). We buy tenant-occupied homes and take over the leases at closing.
Nearby cities we buy in
Seller Guides
Helpful guides for homeowners in Richmond
Plain-English answers to the questions sellers ask us most.
Selling as-isSelling a House With Code Violations in California
You can sell a California house with code violations without fixing them first, but disclosure is required and unpaid abatement costs can be a lien.
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Inherited homes & probateWhat Does a Probate Referee Do in California?
A probate referee is a state-appointed appraiser who values a deceased person's non-cash assets for the court, and California caps their fee…
Read the guide →
Rentals & tenantsCan a Tenant Refuse Landlord Entry in California?
California tenants can refuse improper entry, but Civil Code 1954 gives sellers a real right of access. Here's the notice rule and what counts as valid.
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Selling for cashCapital Gains Tax Exclusion When Selling Your CA Home
Selling your California home? See how the $250K/$500K Section 121 exclusion works, plus the partial exclusion if you sell before two years are up.
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Selling for cashWhat Is the Homestead Exemption in California, and What Does It Actually Protect?
CCP 704.730 shields roughly $371,500 to $743,500 of California home equity from creditors. Why the automatic homestead protects nothing on a voluntary sale.
Read the guide →- Selling for cash
We Buy Houses: How These Companies Work and What to Expect
How we buy houses companies work in California: buyer types, how cash offers are calculated, how to vet a buyer, and the red flags to watch for.
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Selling for cashHow Cash Home Buyers Calculate Their Offer in California
Cash offers aren't random. Here's the actual formula buyers use to land on a number, and how to tell a fair offer…
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Selling for cashSell My House Fast: How Cash Home Sales Actually Work
How a California cash home sale works step by step: written offer, proof of funds, escrow, title, disclosures, closing costs, and red flags to watch for.
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Selling for cashCash Home Buyers vs. Realtors: Which Is Faster for Selling Your House?
Cash home buyers vs. realtors in California: a stage-by-stage look at where the time goes in each sale, what slows both down, and what speed really costs.
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