CASH HOME BUYERS CA RESEARCH · 2026

San Bernardino County Housing & Home Seller Report 2026

Affordability, elevated inventory and seller strategy across California’s largest county by land area.

Aug. median$522,370
YoY price+4.2%
Inventory5.4 months
Market time35.5 days

San Bernardino County stood out in August 2026 for two reasons: it had the lowest median single-family price among the major Southern California counties in our comparison, while also carrying the highest unsold inventory reading. C.A.R. reported a $522,370 median, 4.2% above a year earlier, alongside 5.4 months of inventory.

Those figures create a different seller environment from supply-constrained coastal counties. Relative affordability can attract buyers seeking more house for their budget, but greater inventory means those buyers may have more alternatives. Pricing, condition and presentation therefore matter even when the annual median is rising.

San Bernardino County housing data: key findings (October 2026)

Updated October 2, 2026. Listings: Realtor.com data through September 2026. Sales: C.A.R. data for August 2026. Housing stock: U.S. Census Bureau American Community Survey (ACS) 2024.

  • 6,141 homes were actively listed for sale in San Bernardino County in September 2026, up 1.0% from 6,079 a year earlier. Statewide, active listings were up 0.6%. Source: Realtor.com via FRED.
  • Sellers added 2,138 new listings in September 2026 (up 3.5% year over year), and 1,952 listings were pending (down 8.4%), or about 32 pending sales for every 100 active listings.
  • 1,856 listings had a price reduction during September 2026, up 7.7% from September 2025, equal to about 30 for every 100 active listings (28 a year earlier).
  • The median list price was $531,944 in September 2026 (down 0.1% year over year), and C.A.R. reported a median single-family sold price of $522,370 for August 2026 (up 4.2% from August 2025).
  • The median listing had been on the market 65 days in September 2026, versus 71 a year earlier; closed single-family sales took a median 35.5 days in August 2026, with 5.4 months of unsold inventory (C.A.R.).
  • San Bernardino County has 755,302 housing units: 63.1% of occupied homes are owner-occupied, the median owner-estimated value is $545,900, and 41.4% of homes were built before 1980. Source: U.S. Census Bureau, ACS 2024 1-year.
  • 33.5% of owner-occupied homes have no mortgage (145,041 homes), 29.9% of owner households are 65 or older, and 21.4% of owners have lived in their home since before 2000.
Active listings in San Bernardino County, Sep 2025 to Sep 2026Monthly count of active for-sale listings in San Bernardino County from Realtor.com via FRED, September 2025 through September 2026. September 2026: 6,141; September 2025: 6,079.Active listings in San Bernardino County, Sep 2025 to Sep 202602,0004,0006,0008,000Sep20256,079Oct5,743Nov5,550Dec4,951Jan20264,583Feb4,670Mar4,911Apr5,352May5,742Jun5,846Jul6,039Aug6,114Sep6,141
Active listings by month. Source: Realtor.com Residential Listings data via FRED (series ACTLISCOU6071).

How many homes are for sale in San Bernardino County?

6,141 active listings in September 2026, up 1.0% from September 2025 (Realtor.com via FRED). New listings were 2,138 and pending listings 1,952.

Are home prices rising or falling in San Bernardino County?

The median single-family sold price was $522,370 in August 2026, up 4.2% year over year (C.A.R.). The median list price in September 2026 was $531,944, down 0.1% year over year (Realtor.com).

How long does it take to sell a house in San Bernardino County?

Listings had been on the market a median 65 days in September 2026 (Realtor.com). Closed single-family sales took a median 35.5 days in August 2026 (C.A.R.), compared with 28 days statewide.

Are sellers cutting prices in San Bernardino County?

1,856 listings had a price reduction in September 2026, up 7.7% from a year earlier — about 30 price cuts for every 100 active listings (Realtor.com data; ratio calculated by Cash Home Buyers CA).

San Bernardino County market snapshot: listings (Realtor.com, September 2026) and closed sales (C.A.R., August 2026)
MeasureLatestYear earlierChange
Active listings (Sep 2026 vs Sep 2025)6,1416,079+1.0%
New listings2,1382,066+3.5%
Pending listings1,9522,130-8.4%
Listings with a price reduction1,8561,724+7.7%
Price-reduced listings per 100 active (calculated)30.228.4+1.9
Median listing price$531,944$532,500-0.1%
Median days on market (listings)6571-8.5%
Median sold price, single-family (C.A.R., Aug 2026 vs Aug 2025)$522,370$501,270+4.2%
Months of unsold inventory (C.A.R.)5.45.1
Median days to sell (C.A.R.)35.534+4.4%
San Bernardino County housing profile, 2024 (U.S. Census Bureau, ACS 2024 1-year)
MeasureSan Bernardino CountyCalifornia
Housing units755,30214,877,017
Occupied share of units91.0%92.7%
Owner-occupied (share of occupied)63.1%55.8%
Renter-occupied (share of occupied)36.9%44.2%
Single-family detached (share of units)70.2%56.8%
Units in buildings with 5+ units12.3%24.2%
Median year built19841977
Built before 198041.4%54.8%
Built 2010 or later9.9%9.5%
Median home value (owner estimate)$545,900$759,500
Median gross rent (monthly)$1,957$2,104
Median household income$88,294$100,149
Owner-occupied homes with no mortgage33.5%33.9%
Owner householders age 65+29.9%35.4%
Renters paying 30%+ of income on rent60.3%55.8%
Owners in their home since before 200021.4%26.3%

Sources: Realtor.com housing inventory data for San Bernardino County (FRED); C.A.R. August 2026 home sales and price report; U.S. Census Bureau ACS 2024 1-year, San Bernardino County profile (Census Reporter). Download the data (CSV) · How to cite this report

What 5.4 months of inventory means

Inventory is not a countdown for an individual property. It is a market-level measure comparing available supply with the sales pace. Still, San Bernardino’s 5.4-month reading was notably above California’s 3.7 months and above neighboring Riverside County’s 4.0 months. It also increased from 5.1 months a year earlier.

For a seller, more inventory can translate into more comparison shopping. A buyer may be able to choose between similar homes in Fontana, Rancho Cucamonga, Ontario, Rialto, Redlands or San Bernardino, or broaden the search to neighboring communities. Homes with obvious deferred maintenance can face sharper discounts when buyers have alternatives.

Research takeaway: San Bernardino’s median price rose year over year, but inventory was the highest among the major Southern California counties in August. Rising prices and greater buyer choice can coexist.

A county of very different housing markets

San Bernardino County includes dense Inland Empire employment centers, commuter communities, desert cities and mountain housing. Ontario and Rancho Cucamonga are influenced by logistics, employment and access to Los Angeles County. High Desert communities such as Victorville have different land, price and commute dynamics. Mountain properties can introduce insurance, access, wildfire and seasonal-maintenance considerations.

Because the county covers such a large area, countywide medians should be interpreted carefully. A suburban tract home, mountain cabin and desert property are not substitutes even if they appear in the same county statistics.

Sales activity and buyer selectivity

County sales were down 9.3% year over year in August and 14.2% from July. Meanwhile, the median price increased 7.0% month over month. This is a useful example of why a rising median does not necessarily mean demand strengthened. Changes in the mix of homes sold can move the median even when fewer transactions close.

The median time on market was 35.5 days, slightly above 34 days a year earlier. Sellers should therefore pay attention to the first few weeks of market response. If qualified buyers consistently reject the price or condition, waiting may not solve the issue without a change in strategy.

San Bernardino County seller guide

Benchmark active competition. In a higher-inventory environment, current listings can matter almost as much as recent sales. Evaluate repair priorities. Roof, HVAC, septic, well, electrical, foundation and insurance issues may affect financing or buyer confidence depending on location. Price for the correct buyer pool. A heavily distressed property may need to compete for cash or renovation buyers rather than retail owner-occupants. Calculate carrying costs. Mortgage interest, utilities, insurance and maintenance accumulate during a longer sale. Use net proceeds. Compare the expected net from a listing with the net from an as-is sale.

Why affordability does not eliminate negotiation

A $522,370 county median is far below Orange or San Diego County, but affordability is relative. Mortgage rates, insurance and commuting costs influence purchasing power. Buyers who stretch to qualify may have limited cash available for repairs after closing, making turnkey properties more attractive and repair-heavy homes more price-sensitive.

For inherited or vacant properties, sellers should also consider security, landscaping, weather exposure and ongoing maintenance. A vacant property that sits for months can develop costs not captured by a simple commission comparison.

Older homes, rural properties and special conditions

Some San Bernardino County properties involve wells, septic systems, propane, private roads, acreage, accessory structures or additions that require more due diligence than a typical suburban transaction. Mountain communities may face insurance constraints. Desert properties can have cooling-system and roof exposure concerns. These characteristics are reasons to use property-specific analysis rather than statewide assumptions.

For broader condition research, see our California Fixer-Upper & Older Housing Stock Report.

Frequently asked questions

Was San Bernardino County inventory high in August 2026?

Yes. C.A.R. reported 5.4 months, above the statewide 3.7-month level.

Did prices fall?

The August county median was 4.2% higher than a year earlier, though a median is not a measure of every home’s appreciation.

How long were homes taking to sell?

The county median time on market was 35.5 days.

Can rural or mountain properties require extra diligence?

Yes. Insurance, access, utilities, septic, wells and other property-specific features can materially affect a transaction.

Related reports and seller resources

Methodology and sources

Primary data links: California Association of REALTORS® August 2026 market release, U.S. Census Bureau ACS, and California Department of Finance estimates.

C.A.R. August 2026 county data supplies median price, sales, inventory and market-time figures. California Department of Finance estimates provide demographic context. Statistics cover existing single-family detached homes and can be affected by transaction mix. They are not appraisals, guarantees or forecasts.

How to cite this report

Cash Home Buyers CA Research Team. (2026). San Bernardino County Housing & Home Seller Report 2026. Cash Home Buyers CA. Updated October 16, 2026. https://cashhomebuyersca.com/san-bernardino-county-housing-home-seller-report-2026/

Download the data behind this report (CSV). The data may be reused under CC BY 4.0 with attribution to Cash Home Buyers CA and a link to this page.