San Diego County Housing & Home Seller Report 2026
A seller-focused analysis of high prices, relatively lean inventory and fast market times across San Diego County.
San Diego County produced one of Southern California’s strongest combinations of annual price growth and market speed in August 2026. C.A.R. reported a $1.09 million median existing single-family price, up 6.3% from a year earlier, while the median time on market was only 19 days. Inventory measured 3.1 months.
Those figures suggest meaningful demand, but sellers should resist assuming every property will receive the same response. San Diego County stretches from dense urban neighborhoods and coastal communities to inland suburbs, rural areas and border-region markets. Price points, housing types and buyer motivations vary considerably.
San Diego County housing data: key findings (October 2026)
Updated October 2, 2026. Listings: Realtor.com data through September 2026. Sales: C.A.R. data for August 2026. Housing stock: U.S. Census Bureau American Community Survey (ACS) 2024.
- 5,749 homes were actively listed for sale in San Diego County in September 2026, down 1.5% from 5,836 a year earlier. Statewide, active listings were up 0.6%. Source: Realtor.com via FRED.
- Sellers added 2,326 new listings in September 2026 (down 0.1% year over year), and 2,137 listings were pending (down 9.6%), or about 37 pending sales for every 100 active listings.
- 2,072 listings had a price reduction during September 2026, down 1.5% from September 2025, equal to about 36 for every 100 active listings (36 a year earlier).
- The median list price was $888,450 in September 2026 (down 6.3% year over year), and C.A.R. reported a median single-family sold price of $1,090,000 for August 2026 (up 6.3% from August 2025).
- The median listing had been on the market 46 days in September 2026, versus 49 a year earlier; closed single-family sales took a median 19 days in August 2026, with 3.1 months of unsold inventory (C.A.R.).
- San Diego County has 1,271,828 housing units: 54.4% of occupied homes are owner-occupied, the median owner-estimated value is $914,700, and 47.9% of homes were built before 1980. Source: U.S. Census Bureau, ACS 2024 1-year.
- 30.0% of owner-occupied homes have no mortgage (193,862 homes), 35.7% of owner households are 65 or older, and 23.9% of owners have lived in their home since before 2000.
How many homes are for sale in San Diego County?
5,749 active listings in September 2026, down 1.5% from September 2025 (Realtor.com via FRED). New listings were 2,326 and pending listings 2,137.
Are home prices rising or falling in San Diego County?
The median single-family sold price was $1,090,000 in August 2026, up 6.3% year over year (C.A.R.). The median list price in September 2026 was $888,450, down 6.3% year over year (Realtor.com).
How long does it take to sell a house in San Diego County?
Listings had been on the market a median 46 days in September 2026 (Realtor.com). Closed single-family sales took a median 19 days in August 2026 (C.A.R.), compared with 28 days statewide.
Are sellers cutting prices in San Diego County?
2,072 listings had a price reduction in September 2026, down 1.5% from a year earlier — about 36 price cuts for every 100 active listings (Realtor.com data; ratio calculated by Cash Home Buyers CA).
| Measure | Latest | Year earlier | Change |
|---|---|---|---|
| Active listings (Sep 2026 vs Sep 2025) | 5,749 | 5,836 | -1.5% |
| New listings | 2,326 | 2,328 | -0.1% |
| Pending listings | 2,137 | 2,365 | -9.6% |
| Listings with a price reduction | 2,072 | 2,104 | -1.5% |
| Price-reduced listings per 100 active (calculated) | 36.0 | 36.1 | -0.0 |
| Median listing price | $888,450 | $947,975 | -6.3% |
| Median days on market (listings) | 46 | 49 | -6.1% |
| Median sold price, single-family (C.A.R., Aug 2026 vs Aug 2025) | $1,090,000 | $1,025,000 | +6.3% |
| Months of unsold inventory (C.A.R.) | 3.1 | 3.3 | |
| Median days to sell (C.A.R.) | 19 | 27 | -29.6% |
| Measure | San Diego County | California |
|---|---|---|
| Housing units | 1,271,828 | 14,877,017 |
| Occupied share of units | 93.2% | 92.7% |
| Owner-occupied (share of occupied) | 54.4% | 55.8% |
| Renter-occupied (share of occupied) | 45.6% | 44.2% |
| Single-family detached (share of units) | 49.3% | 56.8% |
| Units in buildings with 5+ units | 29.9% | 24.2% |
| Median year built | 1981 | 1977 |
| Built before 1980 | 47.9% | 54.8% |
| Built 2010 or later | 10.0% | 9.5% |
| Median home value (owner estimate) | $914,700 | $759,500 |
| Median gross rent (monthly) | $2,336 | $2,104 |
| Median household income | $109,132 | $100,149 |
| Owner-occupied homes with no mortgage | 30.0% | 33.9% |
| Owner householders age 65+ | 35.7% | 35.4% |
| Renters paying 30%+ of income on rent | 58.3% | 55.8% |
| Owners in their home since before 2000 | 23.9% | 26.3% |
Sources: Realtor.com housing inventory data for San Diego County (FRED); C.A.R. August 2026 home sales and price report; U.S. Census Bureau ACS 2024 1-year, San Diego County profile (Census Reporter). Download the data (CSV) · How to cite this report
Fast market time does not remove pricing risk
A 19-day median is a useful signal of liquidity. It was faster than the statewide 28-day median and improved from 27 days a year earlier. Yet a median describes homes that actually sold. Listings priced above what buyers perceive as fair can still sit, reduce and eventually sell below their initial expectations.
San Diego’s annual sales volume was down 8.4% even as the median price rose 6.3%. This divergence matters. It indicates that higher prices and fewer transactions can occur at the same time, especially when affordability limits the number of households able to participate.
Coastal scarcity versus inland alternatives
Coastal San Diego communities benefit from land scarcity and lifestyle demand, while inland markets often provide more square footage and different price points. San Diego city, Chula Vista, Oceanside, Escondido, Carlsbad and El Cajon are not interchangeable. Military employment, biotech, tourism, cross-border activity, universities and remote-work preferences can affect submarkets differently.
California Department of Finance estimates placed San Diego County’s January 2026 population at about 3.34 million. The county remains one of California’s largest, and San Diego city itself was among the state’s leaders in numeric housing-unit growth from 2025 to 2026. New supply can improve options, but coastal land constraints continue to shape the resale market.
What the $1.09 million median means—and does not mean
The county median is the midpoint of closed single-family transactions. It does not say a particular property appreciated 6.3%. A change in the mix of homes sold can move the median. Sellers should analyze same-area, similar-size and similar-condition sales, then adjust for view, lot, parking, renovations, ADUs, HOA obligations and other features.
At a seven-figure median, transaction costs deserve close attention. Repairs, concessions and even a few additional weeks of carrying cost can materially change net proceeds. Our California Home Selling Costs Report provides a framework for comparing these expenses.
San Diego County seller guide
Use micro-market comps. Avoid relying on county or city averages when neighborhood differences are large. Check insurability and condition. Roof age, electrical systems, drainage and wildfire exposure can matter in some areas. Evaluate ADUs and additions. Verify permits and documentation before marketing living area. Price for payment-sensitive buyers. High prices amplify the effect of mortgage-rate changes. Compare net outcomes. If the home needs major work, compare a retail renovation strategy with an as-is sale after all costs.
Older homes, additions and coastal wear
San Diego County includes substantial older housing stock. Coastal properties can experience salt-air exposure, while inland homes may face heat-related wear. Older houses may have plumbing, electrical or foundation characteristics that deserve investigation before listing. Sellers who discover major issues can choose to repair, disclose and price accordingly, or consider an as-is transaction.
The best decision depends on the size of the repair, access to capital, timeline and likely buyer response. Cosmetic work may improve presentation; major structural or systems work is a different calculation.
Inventory and negotiation
The 3.1-month inventory reading was slightly below 3.3 months a year earlier. That relatively lean supply can support sellers, especially for desirable, well-priced homes. But negotiation still varies by segment. Luxury properties, condos, homes with large HOA dues and properties requiring substantial renovation can behave differently from the county headline.
For sellers, early feedback is valuable. Strong showing activity without offers may indicate price or condition concerns. Limited showings may suggest the property is not competitive in search filters. A strategy should respond to evidence rather than simply waiting for the market to improve.
Frequently asked questions
How fast were San Diego County homes selling?
The August 2026 median time on market was 19 days for existing single-family homes.
Was the county median above $1 million?
Yes. C.A.R. reported $1,090,000 in August 2026.
Does fast market time mean I should overprice?
No. Faster markets can still penalize listings that begin materially above comparable value.
What if my property needs major repairs?
Compare repair-and-list economics with an as-is sale using realistic costs, timing and net proceeds.
Related research and latest seller resources
Read our California Housing Report, Fixer-Upper Report and Inventory & Market Speed Report. Browse all reports, our latest blog guides, or visit our San Diego County cash home buyer page for local selling options.
Methodology and sources
Primary data links: California Association of REALTORS® August 2026 market release, U.S. Census Bureau ACS, and California Department of Finance estimates.
Market statistics are from C.A.R.’s August 2026 county report for existing single-family detached homes. Population and housing-growth context comes from California Department of Finance 2026 estimates. County medians are affected by the mix of transactions and are not property valuations or forecasts.
How to cite this report
Cash Home Buyers CA Research Team. (2026). San Diego County Housing & Home Seller Report 2026. Cash Home Buyers CA. Updated October 2, 2026. https://cashhomebuyersca.com/san-diego-county-housing-home-seller-report-2026/
Download the data behind this report (CSV). The data may be reused under CC BY 4.0 with attribution to Cash Home Buyers CA and a link to this page.