Foreclosure

California law gives a defaulting Azusa homeowner two fixed waiting periods before the house can be sold at auction. Here is exactly how long that really is.

California law builds in a 90-day cure period after a Notice of Default and a 20-day final notice before a trustee sale — heres how that timeline runs for a South El Monte home.

The statewide Notice of Default timeline runs the same in Walnut, but HOA liens and unusually strong local equity change what happens next.

California allows judicial foreclosure, but almost every lender forecloses non-judicially instead. Here’s why, and what it means for deficiency and redemption rights.

If a foreclosed home sells at auction for more than what was owed, California law says the difference belongs to the former owner — but claiming it is slower, and riskier, than most people expect.

A Notice of Default is the recorded document that starts California’s non-judicial foreclosure clock. Here’s what it legally means, how long you have to fix it, and what your options are.

California law usually waives the lender’s right to sue you for the difference after a short sale. Here is how that protection actually works.

A deed in lieu of foreclosure can stop foreclosure proceedings and limit credit damage, but the deficiency protection everyone assumes comes with it is not automatic in California.

A Notice of Trustee Sale sets the date of a California foreclosure auction and can be recorded 90 days after the Notice of Default — the sale itself can follow in as little as 20 more days.