Foreclosure

California law usually waives the lender’s right to sue you for the difference after a short sale. Here is how that protection actually works.

A deed in lieu of foreclosure can stop foreclosure proceedings and limit credit damage, but the deficiency protection everyone assumes comes with it is not automatic in California.

A Notice of Trustee Sale sets the date of a California foreclosure auction and can be recorded 90 days after the Notice of Default — the sale itself can follow in as little as 20 more days.

For decades, one of the cruelest features of foreclosure was that a home could sell at auction for a fraction of its value, wiping out equity the owner had spent…

Receiving a Notice of Default is jarring. It arrives in the mail, it becomes a public record, and within days your mailbox fills with letters from companies you have never…

One of the most common misconceptions among California homeowners behind on their mortgage is that foreclosure happens quickly. It does not. The full process typically runs seven to ten months…

If you are facing foreclosure in California, there is a law on the books that many homeowners — and quite a few real estate professionals — still do not know…

If you’ve missed mortgage payments and foreclosure feels imminent, you still have time to act. The key is understanding exactly where you are in the process and moving quickly, since…

Facing foreclosure in California is frightening, but homeowners often have more options and more time than they realize. Understanding your timeline and your choices early can be the difference between…