Foreclosure

A Notice of Default is the recorded document that starts California’s non-judicial foreclosure clock. Here’s what it legally means, how long you have to fix it, and what your options are.

California law usually waives the lender’s right to sue you for the difference after a short sale. Here is how that protection actually works.

A deed in lieu of foreclosure can stop foreclosure proceedings and limit credit damage, but the deficiency protection everyone assumes comes with it is not automatic in California.

A Notice of Trustee Sale sets the date of a California foreclosure auction and can be recorded 90 days after the Notice of Default — the sale itself can follow in as little as 20 more days.

For a long time, one of the worst parts of foreclosure in California was how cheaply a home could sell at auction. If the lender’s opening bid was close to…

Finding out that a Notice of Default has been recorded on your home is unsettling. The good news is that it is the start of the formal process, not the…

If you have fallen behind on your mortgage, the hardest part is often not knowing how much time you have. In California, foreclosure is not a sudden event. It follows…

Assembly Bill 2424 is one of the most important changes to California foreclosure law in years, and a lot of homeowners facing a sale date have never heard of it….