How long do I have after a Notice of Default is recorded?

California law generally gives you 90 days from the Notice of Default to reinstate the loan before a Notice of Trustee Sale can be recorded, which then requires at least 21 more days' notice before an auction.

Can I still sell after a Notice of Trustee Sale is recorded?

In many cases yes, up until the sale actually occurs, though the timeline becomes tighter.

What is SB 1079 and does it help me?

SB 1079 gives eligible bidders a window to outbid the winning bidder after a trustee sale, but it applies after the property has already been sold at auction, not before.

Why is foreclosure harder to sell through in City of Industry specifically?

Because the residential buyer pool here is extremely small, a traditional financed sale often can't happen fast enough to beat the statutory foreclosure timeline.

Sell a House in Foreclosure in City of Industry

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Understand the Clock Before It Runs Out

The statutory foreclosure timeline in California, and why a fast cash sale matters in a market this thin.

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Facing foreclosure on one of the small number of residential properties in City of Industry adds a layer of difficulty beyond a typical Los Angeles County foreclosure, since a lender-mandated sale process depends on finding a buyer — and buyer demand for homes here is thin given the surrounding industrial and warehouse zoning.

Cash Home Buyers CA can make a direct cash offer well before a trustee sale takes the decision out of your hands.

The California Foreclosure Timeline

California’s non-judicial foreclosure process follows a statutory sequence. After a Notice of Default (NOD) is recorded, you generally have a 90-day period during which you can reinstate the loan by paying the past-due amount. If the loan isn’t reinstated, the lender can then record and serve a Notice of Trustee Sale (NOTS), which requires at least 21 days’ notice before the property can be sold at auction.

Behind on payments?

Facing foreclosure in City of Industry? A fast cash sale may let you close before the trustee sale and keep your equity.

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After the Sale: SB 1079

If a City of Industry property is sold at a trustee’s sale to a third-party bidder, California’s SB 1079 created a post-sale bid window that allows eligible bidders, including tenants and certain nonprofits, to submit a higher bid within 45 days of the sale. This mostly matters after the sale has already happened — the far better outcome is avoiding the auction altogether.

Why Speed Matters More Here

Listing a property traditionally to try to sell before a trustee sale date requires finding a financed buyer, and in a city with almost no residential buyer pool, that process routinely takes longer than the 90-day reinstatement window plus the 21-day notice period allow for. A direct cash sale avoids relying on a buyer who may never materialize in a market this thin.

Your timeline

How many days until your trustee sale — and can a cash sale close first?

Tell us your auction date and we’ll tell you if we can beat it.

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What to Do If You’re in This Situation

Contact us as soon as you receive a Notice of Default, even if a trustee sale date hasn’t been set yet. We can typically provide a written offer within 24 to 48 hours and close through a licensed Los Angeles County title company in as little as 7 to 14 days — often well within the statutory timeline.

Get a free, no-obligation cash offer from Cash Home Buyers CA today.